The Harsh Realities of College Costs

The Harsh Realities of College Costs

The Harsh Realities of College Costs:

Naturally, the average prices of college are going to vary from country to country, and state to state. And, if I could cover every country right now then I would. But for now, I will focus on American and Australian college and university structures. If you would like any information on any other location, just send me a DM and I will be more than happy to be of assistance.

Upon research of various statistics by various companies, the numbers all say much the same thing, student loan debt is out of control and on the rise

Attending university in Australia, as an international student, is one of the most expensive tuition paths in the world. With the rising costs of living reaching an average of over $20 000 for a first year undergraduate student, it is not getting any cheaper. There are however, five different loan types that the Australian government have on offer for Australian citizens, and some humanitarian visa holders. These include, the HECS-HELP which goes toward student contributions, FEE-HELP which goes toward tuition for full tuition paying students, SA-HELP which helps with services/amenities fees, OS-HELP for overseas study expenses, and VET student loans for vocational education and training fees. Most of these loans are required to be paid back when a students income hits a certain threshold, and that amount has recently been decreased to just over $40 000 per year.

Students who attend university in Australia as either a domestic or international student, indicate that the prospect of continuing their educations look grim. This is due to the housing affordability rates sky rocketing, and most students are sadly living each week without the necessary food and personal items needed to maintain adequate health, and allow them to perform at maximum potential. In fact, most full time and part time students are having to skip vital classes in order to work so they can pay their rent.

Even with the poverty level income they can claim from the government, they cannot afford to continue studying. All of the government help students can claim (aside from poverty level government payments), must be paid back. For many full time students, that means paying their loans back before they even finish studying.

Student loans in the US alone are sitting at $2 trillion right now in 2019. A student can expect to pay anywhere from $25 000 as a public in-state student, up to $52 000 as a private student. If your athlete finds that they need to take an extra two years to complete their studies, they could be looking at an extra $60 000, at least, when taking into consideration lost wages and extra tuition.

Resource tip: You can use the http://US Department of Education’s College Affordability and Transparency Centre to research and compare colleges, and find the net price of attendance at thousands of colleges.

Student loans can be taken out and are used for classroom materials, living expenses including, rent, utilities, and groceries. These loans encourage students to take care of their personal selves and basic needs, in order to be able to spend more time studying and performing, as opposed to working, skipping classes, and training. The idea of these are great, however, they don’t help your athlete when it comes time to have to pay them back. You should seek out as many scholarships and grants as possible, so you can avoid the added expense when your athlete is trying to get ahead and succeed. They have the right to start their new life debt free, and it is our right as parents, to try to give that to them. Scholarships are free money, so take it, find as many as you can, and apply for all of them.

Current federal loan limits range from $5 500-$12 500, and there are still funding gaps after these loans are applied. Students are needing to work extra hours to pay for these funding gaps, which results in poor performance on and off the field, and a lot of the time students are skipping classes to work extra, to pay for a class that they keep skipping, or they are taking out loans to pay for their loans. This just makes no sense to me. If a student is skipping classes, and not performing as expected, they run the risk of being removed from college altogether.

Your athlete needs to accumulate as many scholarships and grants as possible, to avoid them having to face this situation at all. Start now, get the college savings plans going, and lets make the transition to college as smooth and affordable as possible. At PEAintenational, we can help you get everything in order and help your athlete to successfully enter the college of THEIR choice, with as many scholarships and grants as they need. Your star athletes sporting and college future are our first priority. We are with you all the way.

If you would like to join in this fantastic conversation about your elite athletes future, we have a Facebook group that has grown into a community of like-minded parents all looking for the same thing, the success of their star athletes future. You can join us at

I hope to see you there, and until then, do take care.

Yours in sport

Brooke Hamilton

CEO, PEAinternational


I give parents the tools and strategies required to help their elite athletes achieve their dream of a college sports scholarship. I teach everything from maintaining balanced sports, sleep, and school lifestyle, build visually pleasing sports portfolios, college and scholarship choices, creating exposure through social media, and the application process from start to finish. All this, and more. Your athlete's success is my #1 priority.

Do you want Brooke to build your athletes entire 4-year plan and give them access to expert consulting and world-leading coaches, scouts and educators?

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